Find answers to the most common questions about our auto insurance coverage and services.
Most drivers receive a personalized quote within minutes. Just share a few details about your vehicle and driving habits, and we will have options ready for you almost immediately.
You will need your vehicle details including make, model, and year, your driver's license information, and some basic information about how you use your vehicle. The process is simple and quick.
Absolutely. Life changes and your policy should keep up. You can upgrade, downgrade, or modify your coverage at any time by reaching out to our support team. No penalties involved.
No. We believe in transparent pricing. The quote you receive includes all costs associated with your policy. What you see is what you pay with no surprise charges down the road.
We offer liability protection, collision coverage, comprehensive coverage, personal injury protection, uninsured motorist coverage, roadside assistance, towing service, and rental reimbursement. We help you choose the right combination for your needs.
It depends on your situation. If you have a newer vehicle or a car loan, comprehensive and collision coverage is usually recommended. For older vehicles with lower value, liability coverage might be sufficient. We can help you decide what makes sense for your vehicle and budget.
Liability coverage pays for damages and injuries you cause to others in an accident. It includes bodily injury liability and property damage liability. This is required by law in most states and protects you from out-of-pocket expenses if you are at fault.
Roadside assistance is available as an add-on to your policy. It covers services like towing, flat tire changes, battery jumps, and lockout assistance. It is an affordable way to get peace of mind on the road.
Filing a claim with us is straightforward. Contact our claims department by phone or through your account, provide the details of the incident, and a dedicated representative will guide you through the rest from start to finish.
Most claims are processed quickly. Simple claims can be resolved within a few days while more complex situations may take a bit longer. We keep you updated every step of the way so you always know where things stand.
It depends on the circumstances of the claim and your driving history. Not all claims result in premium increases. We review each situation individually and work to keep your rates as fair as possible.
Yes. You have the right to choose where your vehicle is repaired. While we work with a network of trusted repair shops, the final decision is always yours.